SERVICES LIST

Find the business loan that meets your needs

BUSINESS LINE OF CREDIT

A business line of credit can be a valuable financial tool that provides flexibility and stability to businesses. Unlike a traditional loan, a line of credit gives businesses access to a predetermined amount of capital that they can draw upon as needed.

Asset Based Loan

An asset- based loan is a loan that is secured by owned collateral. Typically, they may be secured by real- estate, accounts receive, equipment or other property that may be owned by the business owner. This secures the loan for the lender, in case where the borrower defaults on the loan, the lender has the right to obtain the assets.

EQUIPMENT FINANCING

Equipment financing is a financing option that allows businesses to acquire necessary equipment without making a large upfront payment. Through equipment financing, businesses can obtain the equipment they need by making manageable monthly payments over a specified period.

WORKING CAPITAL

For those who own a vehicle outright, title loans allow you to use your vehicle's title as collateral for a short-term loan. The lender holds onto your title until the loan, plus interest and fees, is repaid.

TERM LOAN

A term loan can be instrumental in supporting and facilitating the growth of a business. This type of loan provides a fixed amount of money upfront, which the business can use for various purposes, such as expanding operations, purchasing equipment, or investing in new projects.

SBA LOAN

An SBA loan can be a game-changer for small businesses looking for financial assistance. The Small Business Administration (SBA) provides loan programs specifically designed to support and promote the growth of small businesses.

STARTUP LOAN

Many payday lenders offer check cashing services, allowing you to cash personal, payroll, government, or other types of checks for a fee, providing instant access to those funds.

Commercial Financing

Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide bespoke financial solutions tailored to each unique investment, ensuring your venture is not just a dream, but a profitable reality.

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FAQS

Can I get a startup business loan to fund new businesses?

Yes. There are financing options available for businesses, regardless of how long you have been in business, your revenue, or credit score. However, your options will be limited if you have been in business for less than 6 months or have less than $15,000 in monthly gross revenue. Getting a loan for your startup through a bank is unheard of due to strict lending guidelines that require an established record of business and proof of income. Applying with Beck Financial Solution provides you access to a dedicated business financing advisor at no cost to discuss how to get a startup business loan and review other potential business financing options.

What do I need to qualify for a loan?

While requirements can vary, most lenders require you to be at least 18 years old, have a steady source of income, an active checking account, and a valid form of identification. Some may also consider your credit history but bad credit does not automatically disqualify you.

I have bad credit and even a previous bankruptcy. Can you get me funding?

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are; you have been in business for at least 3 months and your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!

Does the SBA offer startup business loans?

Yes, the small business administration has financing options for business startups. The SBA offers various startup loans, or you may qualify for one of their investment programs. However, you may find challenges to approve and the time to get funding may not be sufficient. To go through a fast and effortless process for business financing. Complete our 15-second online application. You can then speak with one of our businesses financing advisors to determine If an SBA loan will be the best option for you or if there are other financing options available.

How long does the approval process take?

Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.