From startups to established businesses — we connect you with the right capital solution for every stage of your journey.
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One application unlocks all of these options. We match you to the best fit.
A flexible revolving credit facility that gives your business access to a set capital limit whenever you need it. Draw funds, repay, and draw again — only pay interest on what you use. Ideal for managing cash flow and unexpected expenses.
Secure funding using your existing business assets as collateral — including real estate, accounts receivable, equipment, or other owned property. If the borrower defaults, the lender may obtain the secured assets. Great for asset-rich businesses needing large capital.
Acquire the machinery, vehicles, technology, or tools your business needs without a large upfront cost. Spread payments over a set period while putting the equipment to work immediately. The equipment itself typically serves as collateral.
Bridge cash flow gaps, cover payroll, stock inventory, or handle seasonal fluctuations. Working capital loans provide fast, short-term funding to keep your operations running smoothly without disruption. Flexible terms tailored to your revenue cycle.
Receive a lump-sum amount upfront with a fixed repayment schedule over an agreed term. Perfect for planned growth investments — expanding operations, purchasing large assets, or funding new projects. Predictable payments make budgeting simple.
Government-backed loans through the Small Business Administration offering competitive rates and longer repayment terms than conventional loans. Ideal for established small businesses seeking significant capital for growth, real estate, or refinancing existing debt.
Launching a new business? Startup loans provide the seed capital you need to get off the ground even without a long business history. We work with early-stage businesses — you just need to be operating for at least 3 months with $4,000+ in monthly sales.
Unlock funding for a broad spectrum of real estate opportunities — from commercial properties to residential investments. We provide bespoke financial solutions tailored to each unique investment, ensuring your real estate venture becomes a profitable reality.
Not sure which funding product fits your business? Talk with one of our dedicated financing advisors — completely free. We'll review your situation and help identify the best options available to you.
Common Questions
Yes. Financing is available regardless of how long you've been in business, your revenue, or credit score. Options may be limited if you've been in business less than 6 months or generate under $15,000/month. Beck Financial gives you access to a dedicated advisor at no cost.
Most lenders require you to be at least 18 years old, have a steady source of income, an active checking account, and valid ID. Some consider credit history, but bad credit does not automatically disqualify you.
YES! If you have poor credit or have filed for bankruptcy, we can still help. You need to have been in business at least 3 months and generate $4,000+ per month. In over 90% of qualifying cases, we can provide funding.
Yes, the SBA has financing options for business startups through various loan and investment programs. However, the process can be challenging. Complete our quick online application and speak with an advisor to determine if SBA is right for you.
Typically approval comes within 48 hours after we receive your full application, but can take up to 72 hours depending on how quickly you provide required information and the amount of funding requested.
No problem — apply and our team will match you with the best options from our lender network based on your business profile, revenue, and funding goals. You're never locked into one product.
One free application connects you to all 8 funding options and 50+ lending partners.